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I use Mint.com, which is a free aggregation service that allows you to put all your accounts on there and monitor everything at once. It's also a good idea to check your credit report at least twice a year to make sure no one has stolen your identity. I'd try to stick to reputable sites or at least to sites that have reviews.A lot of times they'll create these stores that sell things that are widely searched for at prices that are incredibly low.
If a company is sending you an ad through e-mail and you've never heard of the company, don't buy anything from them. I was getting thousands and thousands of responses from single mailings.
Credit Cards.com: Do identity thieves like some credit cards better than others?