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05-Aug-2017 14:36
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i may be stupid doing this but im broke (ccan afford what i need but nothing major for myself) an really want some nice clothes.
now when i was 18 i took everything every1 thrown at me and got in a mess, and debt and had to arrange pay bk minimum - leaving me with bad credit ..
Parents are too trusting of their children, and often think their child is smart enough to recognize when they're being targeted, so basic precautionary measures should be adopted.
but it's obvious that many don't, and while that's bad PR for any company, it doesn't mean they can't be active in actually being a solution to the problem, instead of ignoring it or actively keeping others away from such things because they have to protect the children. A friend of mine kept on messaging and ended up on one of those cam sites where they asked for his card details.
A company can't score you based on someone else's credit history UNLESS you have a financial association with them i.e joint loan/account etc.
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Our debts will be nearly all paid off soon and its NEVER something I will do again, you start with 1 catalogue and then another then another...
The last time I got this message I played along to see what they were up to.
