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01-Mar-2017 23:02

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

For unmarried older adults, there has been a similar increase in reported instances of sexual activity.

30 percent of single men and less than 1 percent of single women reported being sexually active in the context of that 1971 study.

Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.

Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.

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The insurance policy is a legal contract between the insurer and the insured.

Sex doesn't end at age 70, and the majority of those who reach that age in good health and in a relationship continue to have sex.

Attitudes towards sex have changed over the past decades, and more people are entering older age expecting to continue to enjoy sex.

People assumed that, as people got older, sex became a thing of the past.

Now, we know that people aged 70 and beyond are reporting having active, fulfilling sex lives.

In simple words, the person who pays the premiums is the policy owner while the person who is covered by the policy is the insured person. Most of the life insurance policies do not cover deaths due to man-made events.