Need help consolidating my student loans

27-Jan-2017 13:47

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And while you’ll hopefully say goodbye to student loan debt, you may need to qualify for a loan, credit card, or other financial product in the future.

Home mortgage, auto loans, insurance rates, and even employment interviews all depend on your credit score.

Just keep in mind that while your student loans may be forgiven after 20-25 years in an income contingent program, the balance will continue to increase and the forgiven debt may be taxable.

Outside of that approach the fastest way to eliminate all of your student loans would be through a public service loan forgiveness program. As far as the timing of all of this it will really depend on how quickly you get moving with this and what the Federal Direct Consolidation Loan program establishes as your first payment.

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If I choose the standard payment plan can I change this plan later and how many times can I change my payment plan?But based on your past income and circumstances, your income contingent payment may be as low as

If I choose the standard payment plan can I change this plan later and how many times can I change my payment plan?But based on your past income and circumstances, your income contingent payment may be as low as [[

If I choose the standard payment plan can I change this plan later and how many times can I change my payment plan?

But based on your past income and circumstances, your income contingent payment may be as low as $0 per month at the moment.

If I choose the standard payment plan can I change this plan later and how many times can I change my payment plan?But based on your past income and circumstances, your income contingent payment may be as low as $0 per month at the moment.