Benefits of consolidating retirement accounts Potugal webcam mature


07-Aug-2016 09:48

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To learn more about your retirement options, contact your Retirement Specialist.This material is not a recommendation to buy, sell, hold or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type.

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Your rollover is invested according to your current investment choices. Once you have created your account, submit a Rollover-In Form.Assuming this is the case for you, having everything in one place makes managing and rebalancing your mix of stocks and bonds that much easier.And when it’s time to take required minimum distributions, at age 70½, you only need to calculate and take the minimum for one account.As you consider combining assets into your retirement account, bear in mind that qualified retirement plans, deferred compensation plans and individual retirement accounts are all different, including fees and when you can access funds.

Assets rolled over from your account(s) may be subject to surrender charges, other fees and/or a 10% tax penalty if withdrawn before age 59½.Even so, because you are retiring at such a young age, there is something to be said for keeping that money in the 457(b) for a few more years.



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